Thinking about buying an NJ home? You’re not the only one, as thousands of people are taking the time to find their first home with the current interest rates on mortgages. Not only that, but you’ll finally be on your way to paying yourself rather than someone else because you won’t be renting anymore.

Here are five reasons why you should buy that NJ home.

1. Record Low-Interest Rates

The mortgage rates for 2021 are at an all-time low. You can find 30 year mortgages as low as 2.25% and 15-year mortgages under 2%.

If there was ever a time where you wanted to make sure that you got the best deal, now would be the time. You’ll be living out the American dream and capitalizing on the financial advantage that comes with it.

2. No More Renting

Homeownership means that you’ll be paying for yourself every month, rather than to a landlord. You’ll be building your net worth rather than paying into someone else’s.

You’ll also have the freedom to customize your house as you like, compared to what a landlord allows.

You’re also going to be paying for your own homeowner’s insurance, compared to paying the landlords. Check out these homeowners insurance facts for more information.

3. Commuting Is Easy and Convenient

New Jersey is conveniently located in many major hubs like New York City. You can save on commute times by taking the ferry or train over to the city.

Whenever you focus on public transportation, you’re able to help save the Earth a little at a time.

4. More Bang for Your Buck

$1 million in New York is going to get you a run-down flat that hasn’t seen any updates since it was built in the early 1900s. In New Jersey, you’re going to be able to use that million bucks towards every feature and upgrade that your heart desires.

Not only that but as the property value continues to go up in New York, more people are leaving. This means that your property is likely to continue to increase in value over the coming years.

5. Calm and Homely Vibe

The constant hustle and bustle of the city can be tiresome. It’s great for those that want to party it up and don’t have families, but for those that do, it can feel like a headache.

By switching over to New Jersey, you can get the homely and peaceful vibe that is perfect for starting a family. You’ll find plenty of nature and the same diversity that you’re accustomed to in New York.

What Are You Waiting for? Buy Your NJ Home Today

Buying an NJ home is something you won’t regret. You’ll finally be able to start the process of owning real estate and not worry about the constant loud sounds and go-go-go nature of New York. Instead, you’ll find yourself relaxing and enjoying the nature that comes with New Jersey.

If you want to learn more about different areas to move to, be sure to check out the rest of our blog. Know someone considering moving to New Jersey? Send this article to them to try and sway them into it.

Jane